Property and Liability Insurance Principles | The Institutes

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Property and Liability Insurance Principles

Property and Liability Insurance Principles
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Understand basic insurance principles and practices.


AINS 21 Segment A Topics:

  • Understanding insurance
  • Insurers and how they are regulated
  • Insurer financial performance

AINS 21 Segment B Topics:

  • Marketing
  • Underwriting and ratemaking
  • Claims

AINS 21 Segment C Topics:

  • Risk management
  • Loss exposures
  • Insurance policies

Course Level


Suggested Self-Study Time

4-6 weeks

Get the Tools You Need to Succeed

Each course is supported with textbooks, practice exams and more

Waiver Information

Passing AINS 24 waives AINS 21.

Earning the AINS designation allows you to waive one course in the CPCU program:

  • If you choose completion option A, CPCU 553 or 557 can be waived
  • If you choose completion option B, CPCU 553 can be waived 
  • If you choose completion option C, CPCU 557 can be waived 

Bottom-Line Benefits

Effectively apply RMI principles to your everyday work.

Strengthen your ability to efficiently apply general insurance principles and concepts.

Enhance your effectiveness.

Quickly get up to speed on how to read insurance policies and how to identify loss exposures.

Demonstrate your commitment to your career.

Set yourself apart with a solid understanding of insurance operations and financial measurements.


"In today’s corporate environment, it is more important than ever to set yourself apart from everyone else..."

Misty R. Fraley, CPCU, AIM, API, AIS, AINS

Personal Lines Underwriting Specialist

The Cincinnati Insurance Companies


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