Personal Insurance | The Institutes

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Personal Insurance

Personal Insurance
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Learn how to effectively apply personal insurance concepts.


AINS 22 Segment A Topics:

  • Personal insurance overview
  • Automobile insurance and society
  • Personal auto policy: liability, med pay, and UM coverage
  • PAP: physical damage, duties after an accident, endorsements

AINS 22 Segment B Topics:

  • Homeowners property coverage
  • Homeowners liability, conditions, coverage forms, and endorsements
  • Other residential insurance
  • Other personal property and liability insurance

AINS 22 Segment C Topics:

  • Life insurance planning
  • Retirement planning
  • Disability and health insurance planning

Course Level


Suggested Self-Study Time

5-7 weeks



Get the Tools You Need to Succeed

Each course is supported with textbooks, practice exams and more

Waiver Information

Earning the AINS designation allows you to waive one course in the CPCU program:

  • If you choose completion option A, CPCU 553 or 557 can be waived
  • If you choose completion option B, CPCU 553 can be waived 

Bottom-Line Benefits

Effectively apply best practices to your everyday work.

Build a solid foundation in the application of personal insurance fundamentals.

Confidently handle complex coverage issues.

Develop your ability to handle complex customer needs by utilizing technical knowledge of auto and homeowners contracts.

Demonstrate your value to your customers.

Solidify your reputation as a knowledgeable professional with a thorough understanding of personal risk management. 


"In today’s corporate environment, it is more important than ever to set yourself apart from everyone else..."

Misty R. Fraley, CPCU, AIM, API, AIS, AINS

Personal Lines Underwriting Specialist

The Cincinnati Insurance Companies


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