Insurance Cycles

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Level: Intermediate

Why you need this course:
After completing this course, you'll be able to understand the factors affecting insurance cycles and the consequences of insurance operations.

Upon successful completion of this course, you should be able to:

  • Describe how the legal and regulatory environment affects insurer operations
  • Describe how general economic and business conditions affect insurer operations
  • Identify the causes of specific insurance cycles
  • Identify the types of business strategies that are effective during specific insurance cycles
  • Define factors that influence underwriting cycles
  • Explain how supply and demand affect underwriting cycles
  • Describe the differences in how insurers and agents and brokers respond to hard and soft markets
  • Explain why supply is more important than demand in influencing insurance pricing
  • Describe how identifying underwriting cycles can help develop business strategy

Cost: $20 per Professional Development Hour (PDH). Information on Professional Development Hours (PDH) provided can be found here.

Insurance Cycles Topics Include:

  • Insurer's legal and regulatory environment
  • Effect of insurer's economic environment
  • Causes of cycles
  • Cycles and business strategies
  • Factors influencing underwriting cycles
  • Underwriting cycles: supply and demand
  • Effects of underwriting cycles
  • Cycles: profit and other industries
  • Study of underwriting cycles

Phone: (800) 644-2101 (U.S. and Canada)
(610) 644-2100 (Outside the U.S. and Canada)
Fax: (610) 640-9576
Mail: The Institutes
720 Providence Road
Suite 100
Malvern, PA 19355-3433
Customer Success is available Monday through Friday, 8 a.m. to 6 p.m. eastern time.

For retail ordering information, contact Customer Service or shop online. Or take a look at our full catalog.

E-mail: CustomerSuccess@TheInstitutes.org
Phone: (800) 644-2101

Customer Service hours are Monday through Friday, 8:00 a.m. to 6:00 p.m. eastern time.

Interested in corporate licensing information, volume discounts, or learning management system (LMS) compatibility? Contact the Institutes’ Regional Sales Executive in your area.


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