IFD: Impact of Business Decisions on the Bottom Line

As an interactive learning tool, Insurance Financial Dynamics teaches the Educational Objectives of each module by using hands-on, real-life scenarios.

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Level: Intermediate

Why you need this course:
By understanding how the decisions that are made within various insurance operations effect the insurer financially, you'll be able to make sounder business decisions.

Upon successful completion of this course, you should be able to:

  • Analyze the effect entering a new market segment would have on the organization's financial ratios and statements
  • Given a trend of loss reserves stairstepping, analyze the effect various corrective actions would have on the organization's financial ratios and statements
  • Review a portfolio of insurance policies with a loss ratio exceeding the established goal and determine the effects various corrective actions would have on the organization’s financial ratios and statements
  • View an insurance company with a combined ratio exceeding the established goal and evaluate the effect various corrective actions would have on the organization's financial ratios and statements

Cost: $120 per course or purchase all three Insurance Financial Dynamics courses at once for $300 and save!

The Impact of Business Decisions on the Bottom Line course is broken down into the following learning modules:

The Scenario (How You'll Learn):

Your Goal (What You'll Learn):

As an underwriting manager, your supervisor wants you to: determine why the loss ratio is increasing, analyze alternative actions, and select one by considering not just the loss ratio, but the effect on the insurer’s net income.

Given a portfolio of insurance policies with a loss ratio exceeding the established goal, learn how to analyze the effects that various corrective actions would have on the organization’s financial ratios and statements.

The vice president of claims wants you to determine where the problem in estimating loss reserves is occurring and then make recommendations for solutions, including analyzing net income effects.

With a trend of loss reserves stairstepping, analyze the effect various corrective actions would have on the organization's financial ratios and statements.

Your company expands into a new market and you must analyze the financial impact and make recommendations for continuing in the new market.

Learn how to analyze the effect of entering a new market segment and how that will impact the organization's financial ratios and statements.

You are asked to analyze company results and determine if changes in the line of business mix would improve the insurer’s profitability.

Given an insurance company with a combined ratio exceeding the established goal, analyze the effect various corrective actions would have on the organization's financial ratios and statements.

Phone: (800) 644-2101 (U.S. and Canada)
(610) 644-2100 (Outside the U.S. and Canada)
Fax: (610) 640-9576
Mail: The Institutes
720 Providence Road
Suite 100
Malvern, PA 19355-3433
Customer Success is available Monday through Friday, 8 a.m. to 6 p.m. eastern time.
Available Insurance Financial Dynamics Courses

Click here to watch the IFD video.Interested in corporate licensing information, volume discounts, or learning management system (LMS) compatibility? Contact the Institutes’ Regional Sales Executive in your area.


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