Workers Compensation and Employers Liability Insurance

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Level: Intermediate

Why you need this course:
After completing this course, you'll be able to arrange appropriate coverage to suit your customers' needs.

Upon successful completion of this course, you should be able to:

  • Describe the following aspects of workers compensation statutes:
    • Employers´ loss exposures created by statutes
    • Requirements for benefits
    • Benefits provided
    • Benefit administration
    • Persons and employments covered
    • Extraterritorial provisions
    • Federal jurisdiction
    • Methods for meeting the employer´s obligation
  • Explain how Part One of the Workers Compensation and Employers Liability (WC&EL) Insurance Policy provides the benefits required by state workers compensation laws.
  • Explain why employers liability insurance is needed and how Part Two of the WC&EL policy addresses this need.
  • Describe the purpose and operation of Part Three—Other States Insurance in the WC&EL policy.
  • Describe the need for, and the coverage provided by, each of the following endorsements:
    • Voluntary Compensation and Employer´s Liability Coverage Endorsement
    • Longshore and Harbor Workers´ Compensation Act Coverage Endorsement
  • Explain how premium bases, classifications, and premium adjustments affect the rating of WC&EL policies.
  • Explain whether, and for what amount, the WC&EL policy would cover a described employee injury or illness.

Cost: $20 per Professional Development Hour (PDH). Information on Professional Development Hours (PDH) provided can be found here.

Workers Compensation and Employers Liability Insurance Topics Include:

  • Specific aspects of workers compensation statutes, including requirements for benefits, benefit administration, federal jurisdiction, and more
  • How Part One of the WC&EL Insurance Policy provides the benefits required by state laws
  • Part Two of the WC&EL policy
  • Purpose and operation of Part Three—Other States Insurance in the WC&EL policy
  • Voluntary Compensation and Employer´s Liability Coverage Endorsement and the Longshore and Harbor Workers´ Compensation Act Coverage Endorsement
  • How premium bases, classifications, and premium adjustments affect the rating of WC&EL policies
  • Determining whether, and for what amount, the WC&EL policy would cover an employee injury or illness

Phone: (800) 644-2101 (U.S. and Canada)
(610) 644-2100 (Outside the U.S. and Canada)
Fax: (610) 640-9576
Mail: The Institutes
720 Providence Road
Suite 100
Malvern, PA 19355-3433
Customer Success is available Monday through Friday, 8 a.m. to 6 p.m. eastern time.

For retail ordering information, contact Customer Success or shop online. Or take a look at our full catalog.

E-mail: CustomerSuccess@TheInstitutes.org
Phone: (800) 644-2101

Customer Success hours are Monday through Friday, 8:00 a.m. to 6:00 p.m. eastern time.

Interested in corporate multi-user information, volume discounts, or learning management system (LMS) compatibility? Contact the Institutes' Regional Sales Executive in your area.


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