Commercial Auto Insurance

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Level: Intermediate

Why you need this course:
After completing this course, you'll be able to determine the coverage available under the three Insurance Services Office forms used to insure commercial auto loss exposures.

Upon successful completion of this course, you should be able to:

  • Describe the property, liability, and personal loss exposures that arise from the ownership, maintenance, and use of commercial autos.
  • Describe the symbols and the symbol system used to activate coverage under the Business Auto Coverage Form.
  • Describe what is covered and what is excluded by the liability and physical damage coverages of the Business Auto Coverage Form.
  • Describe the conditions contained in the Business Auto Coverage Form.
  • Describe the following coverages that may be added by endorsements to the Business Auto Coverage Form:
    • Medical payments
    • Personal injury protection and added personal injury protection
    • Uninsured and underinsured motorists
  • Explain how the symbols used in the Garage Coverage Form differ from the symbols used in the Business Auto Coverage Form.
  • Describe what is covered and what is excluded by each of the following coverages of the Garage Coverage Form:
    • Liability
    • Garagekeepers
    • Physical damage
  • Explain how the Motor Carrier Coverage Form differs from the Business Auto Coverage Form in each of the following ways:
    • Covered autos
    • Coverage for owner-operators
    • Trailer interchange coverage
    • Physical damage exclusion of trailer interchange
  • Explain how the following are rated for commercial auto coverage:
    • Private passenger vehicles
    • Trucks, tractors, and trailers
  • Explain whether, and for how much, the Business Auto Coverage Form and applicable endorsements would cover a described claim.

Cost: $20 per Professional Development Hour (PDH). Information on Professional Development Hours (PDH) provided can be found here.

Commercial Auto Insurance Topics Include:

  • Property, liability, and personal loss exposures related to commercial autos
  • Business Auto Coverage Form
  • The liability and physical damage coverages of the Business Auto Coverage Form
  • Conditions contained in the Business Auto Coverage Form
  • Coverages that may be added by endorsements to the Business Auto Coverage Form
  • The difference between the symbols used in the Garage Coverage Form and the Business Auto Coverage Form
  • Garage Coverage Form
  • Differences between the Motor Carrier Coverage Form and the Business Auto Coverage Form
  • Explain how private passenger vehicles and trucks, tractors, and trailers are rated for commercial auto coverage

Phone: (800) 644-2101 (U.S. and Canada)
(610) 644-2100 (Outside the U.S. and Canada)
Fax: (610) 640-9576
Mail: The Institutes
720 Providence Road
Suite 100
Malvern, PA 19355-3433
Customer Success is available Monday through Friday, 8 a.m. to 6 p.m. eastern time.

For retail ordering information, contact Customer Success or shop online. Or take a look at our full catalog.

E-mail: CustomerSuccess@TheInstitutes.org
Phone: (800) 644-2101

Customer Success hours are Monday through Friday, 8:00 a.m. to 6:00 p.m. eastern time.

Interested in corporate multi-user information, volume discounts, or learning management system (LMS) compatibility? Contact the Institutes' Regional Sales Executive in your area.


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