Personal Loss Exposures and Risk Management

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Level: Intermediate

Why you need this course:
After completing this course, you'll be able to analyze an insurance policy before a loss occurs in order to ensure that the policy adequately covers the loss exposures it is intended to address.

Upon successful completion of this course, you should be able to:

  • Summarize the three elements of loss exposures.
  • Describe the property loss exposures that individuals and families might face in terms of each of the following:
    • The assets exposed to loss
    • The causes of loss
    • The financial consequences of loss
  • Describe the liability loss exposures that individuals and families might face in terms of each of the following:
    • The assets exposed to loss
    • The causes of loss
    • The financial consequences of loss
  • Describe the personal financial planning loss exposures that individuals and families might face in terms of each of the following:
    • The assets exposed to loss
    • The causes of loss
    • The financial consequences of loss
  • Summarize the six steps of the risk management process.
  • Identify the risk control and risk financing techniques used by individuals and families.
  • Explain how personal insurance is used as a risk management technique.
  • Summarize the contents of the six common categories of policy provisions of a property-casualty insurance policy.
  • Describe the primary methods of insurance policy analysis.

Cost: $20 per Professional Development Hour (PDH). Information on PDHs provided can be found here.

Personal Loss Exposures and Risk Management Topics Include:

  • Elements of loss exposures
  • Property loss exposures that individuals and families might face in terms of assets exposed to loss, causes of loss, and financial consequences of loss
  • Liability loss exposures that individuals and families might face in terms of assets exposed to loss, causes of loss, and financial consequences of loss
  • Personal financial planning loss exposures that individuals and families might face in terms of assets exposed to loss, causes of loss, and financial consequences of loss
  • The six steps of the risk management process
  • The risk control and risk financing techniques used by individuals and families
  • How personal insurance is used as a risk management technique
  • The six common categories of policy provisions of a property-casualty insurance policy
  • The primary methods of insurance policy analysis

Phone: (800) 644-2101 (U.S. and Canada)
(610) 644-2100 (Outside the U.S. and Canada)
Fax: (610) 640-9576
Mail: The Institutes
720 Providence Road
Suite 100
Malvern, PA 19355-3433
Customer Success is available Monday through Friday, 8 a.m. to 6 p.m. eastern time.

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E-mail: CustomerSuccess@TheInstitutes.org
Phone: (800) 644-2101

Customer Service hours are Monday through Friday, 8:00 a.m. to 6:00 p.m. eastern time.

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