Personal Loss Exposures and Financial Planning

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Level: Intermediate

Why you need this course:
After completing this course, you'll have a thorough understanding of the retirement planning products available, and the risks, as well as the benefits of each retirement vehicle.

Upon successful completion of this course, you should be able to:

  • Describe the financial impact of the retirement personal loss exposure.
  • Describe strategies that financial planners suggest regarding investing for retirement.
  • Describe each of the following:
    • Basic types of investment objectives
    • Types of investment risks
    • Types of investments
  • Explain the three-legged stool of retirement savings (identify the sources of retirement savings for individuals).
  • Describe the characteristics of the following individual retirement savings:
    • Traditional IRAs
    • Roth IRAs
  • Describe the following types of employer-sponsored retirement plans:
    • Defined Benefit
    • Defined Contribution
  • In regard to the Social Security program:
    • Describe the basic characteristics of OASDI
    • Describe the eligibility requirements for insured status
    • Describe the types of benefits provided
  • Briefly describe other types of tax-deferred retirement plans.
  • Briefly describe various types of individual annuities.

Cost: $20 per Professional Development Hour (PDH). Information on PDHs provided can be found here.

Personal Loss Exposures and Financial Planning Topics Include:

  • The financial impact of the retirement personal loss exposure
  • Strategies that financial planners suggest regarding investing for retirement
  • Basic types of investment objectives, types of investment risks, and types of investments
  • The three-legged stool of retirement savings
  • Characteristics of traditional IRAs and Roth IRAs
  • Defined benefit and defined contribution employer-sponsored retirement plans
  • In regard to the Social Security program:
    • Basic characteristics of OASDI
    • Eligibility requirements for insured status
    • Types of benefits provided
  • Types of tax-deferred retirement plans
  • Various types of individual annuities

Phone: (800) 644-2101 (U.S. and Canada)
(610) 644-2100 (Outside the U.S. and Canada)
Fax: (610) 640-9576
Mail: The Institutes
720 Providence Road
Suite 100
Malvern, PA 19355-3433
Customer Success is available Monday through Friday, 8 a.m. to 6 p.m. eastern time.

For retail ordering information, contact Customer Service or shop online. Or take a look at our full catalog.

E-mail: CustomerSuccess@TheInstitutes.org
Phone: (800) 644-2101

Customer Service hours are Monday through Friday, 8:00 a.m. to 6:00 p.m. eastern time.

Interested in corporate multi-user information, volume discounts, or learning management system (LMS) compatibility? Contact the Institutes´ Regional Sales Executive in your area.


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