Personal Auto Insurance Policy

Click here to return the main Personal Insurance information page.

Level: Intermediate

Why you need this course:
After completing this course, you should be able to apply personal auto insurance coverages to actual cases.

Upon successful completion of this course, you should be able to:

  • Summarize the sections of the Personal Auto Policy.
  • Identify the types of information typically contained on the declarations page.
  • Define the words and phrases included in the definitions section.
  • Summarize each of the provisions in Part A—Liability Coverage.
  • Given a case describing an auto liability claim, determine whether Part A—Liability Coverage of the Personal Auto Policy would cover the claim and, if so, the amount the insurer would pay for the claim.
  • Summarize each of the provisions in Part B—Medical Payments Coverage.
  • Given a case describing an auto medical payments claim, determine whether Part B—Medical Payments Coverage of the Personal Auto Policy would cover the claim and, if so, the amount the insurer would pay for the claim.
  • Summarize each of the provisions in Part C—Uninsured Motorists Coverage.
  • Describe underinsured motorists coverage in terms of:
    • Its purpose
    • The ways in which it can vary by state
  • Given a case describing an uninsured motorists claim, determine whether Part C—Uninsured Motorists Coverage of the Personal Auto Policy would cover the claim and, if so, the amount the insurer would pay for the claim.
  • Summarize each of the provisions in Part D—Damage to Your Auto.
  • Given a case describing an auto physical damage claim, determine whether Part D—Coverage for Damage to Your Auto of the Personal Auto Policy would cover the claim and, if so, the amount the insurer would pay for the claim.
  • Identify the insured´s duties following an auto accident or loss (Part E).
  • Summarize each of the general provisions in Part F.
  • Identify the Personal Auto Policy endorsements that are used to handle common auto loss exposures.
  • Given a case describing an auto claim, determine whether the Personal Auto Policy would cover the claim and, if so, the amount the insurer would pay for the claim.

Cost: $20 per Professional Development Hour (PDH). Information on PDHs provided can be found here.

Personal Auto Insurance Policy Topics Include:

  • The sections of the Personal Auto Policy
  • Information typically contained on the declarations page
  • The definitions section
  • Provisions in Part A—Liability Coverage
  • Provisions in Part B—Medical Payments Coverage
  • Provisions in Part C—Uninsured Motorists Coverage
  • Underinsured motorists coverage
  • Provisions in Part D—Damage to Your Auto
  • Insured´s duties following an auto accident or loss (Part E)
  • General provisions in Part F
  • The Personal Auto Policy endorsements that are used to handle common auto loss exposures
  • Determining whether the Personal Auto Policy covers a claim and, if so, the amount the insurer would pay for the claim

Phone: (800) 644-2101 (U.S. and Canada)
(610) 644-2100 (Outside the U.S. and Canada)
Fax: (610) 640-9576
Mail: The Institutes
720 Providence Road
Suite 100
Malvern, PA 19355-3433
Customer Success is available Monday through Friday, 8 a.m. to 6 p.m. eastern time.

For retail ordering information, contact Customer Success or shop online. Or take a look at our full catalog.

E-mail: CustomerSuccess@TheInstitutes.org
Phone: (800) 644-2101

Customer Success hours are Monday through Friday, 8:00 a.m. to 6:00 p.m. eastern time.

Interested in corporate multi-user information, volume discounts, or learning management system (LMS) compatibility? Contact the Institutes' Regional Sales Executive in your area.


Quick Links