Homeowners Policy Variations, Endorsements, and Rating

Click here to return the main Personal Insurance information page.

Level: Intermediate

Why you need this course:
After completing this course, you'll be better able to recommend forms and endorsements that are appropriate for your customers' needs.

Upon successful completion of this course, you should be able to:

  • Compare the coverage provided by each of the following homeowners policies to the coverage provided by the HO-3 policy:
    • HO-2 Broad Form
    • HO-5 Comprehensive Form
    • HO-4 Contents Broad Form
    • HO-6 Unit-Owners Form
    • HO-8 Modified Coverage Form
  • Summarize the coverages provided by various ISO homeowners policy endorsements.
  • Given a case describing a homeowners claim, determine whether an HO-3 Policy (endorsed or unendorsed) would cover the claim, and if so, the amount the insurer would pay for the claim.

Cost: $20 per Professional Development Hour (PDH). Information on PDHs provided can be found here.

Homeowners Policy Variations, Endorsements, and Rating Topics Include:

  • Coverage provided by each of the following homeowners policies compared to the coverage provided by the HO-3 policy:
    • HO-2 Broad Form
    • HO-5 Comprehensive Form
    • HO-4 Contents Broad Form
    • HO-6 Unit-Owners Form
    • HO-8 Modified Coverage Form
  • Coverages provided by various ISO homeowners policy endorsements
  • Determine whether an HO-3 Policy (endorsed or unendorsed) would cover a specific homeowners claim, and if so, the amount the insurer would pay for the claim

Phone: (800) 644-2101 (U.S. and Canada)
(610) 644-2100 (Outside the U.S. and Canada)
Fax: (610) 640-9576
Mail: The Institutes
720 Providence Road
Suite 100
Malvern, PA 19355-3433
Customer Success is available Monday through Friday, 8 a.m. to 6 p.m. eastern time.

For retail ordering information, contact Customer Success or shop online. Or take a look at our full catalog.

E-mail: CustomerSuccess@TheInstitutes.org
Phone: (800) 644-2101

Customer Success hours are Monday through Friday, 8:00 a.m. to 6:00 p.m. eastern time.

Interested in corporate multi-user information, volume discounts, or learning management system (LMS) compatibility? Contact the Institutes' Regional Sales Executive in your area.


Quick Links